Equities First Holdings Is a Global Lender That Sees an Increasing Trend of Borrowers Who Use Stocks As Collateral to Secure Working Capital

Equities First Holdings is a world lender and leader in offering optional shareholder financing solutions. The company is registering an expanded traction in stock-based and margin loans in an economic environment where traditional financial institutions have tightened their lending criteria. Thus, equities borrowing is getting more popular for investors seeking to raise working capital easily or even who may not meet the minimum requirements with conventional credit-based loans.

Despite having some alternatives that exist for these kinds of borrowers, over the recent past, most banks are said to have cut their loaning options, increased interest rates and tightened loan qualifications. The founder and CEO of Equities First, Al Christy, Jr. views stock loans as an innovative means of borrowing for potential investors who seek for working capital. Normally, stock-based loans have a greater loan-to-value ratio compared to margin loans and come with a fixed interest rate, thus giving certainty throughout the period of transaction.

According to Christy, within the normal three-year loan duration, fluctuation in market is inevitable. However, stock-based loans offer a hedge with borrowers reducing their investment risks in a downside market. Also, most stock-based loans bear a non-resource feature allowing borrowers to walk away from their loan at any time of their wish even when the stock value goes down. Hence, the borrower keeps the initial cash and is no longer held accountable by the lender and its Linkedin.

Also with stock loans, borrowers anticipate a fixed interest ratio ranging from 3 to 4% and a loan to value ratios varying from 50 to 75 percent. The loan comes with no restrictions and thus can be used for different purposes. Equities First has been established on the code of transparency and integrity with the firm depending on spearheading regulatory, legal and trading institutions for counsel. The mission is to offer the optimum benefit with small risks to ensure every investor can meet their professional and personal financial goals and more information click here.

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Jose Auriemo: How He Manages to Keep JHSF at the Top in the Real Estate Sector

In the real estate sector, JHSF is well known as a company. Over the decades since its inception in 1942, the company has managed to provide modern day solutions in the real estate sector. In fact, the company was the first to provide going green solutions in the real estate industry in Brazil. This is essential as it shows the company recycles materials for building as opposed to destroying the environment.

Who is behind the success of JHSF

At the helm of this real estate company is Jose Auriemo. A CEO who is innovative has great ideas and sets quality for the enterprise’s products and services at a high bar. JHSF’s stellar portfolio is owed to this CEO.

By improving the extensive retail and shopping portfolio, Jose has seen this company expand and now has branches all over South America as the as the U.S.A.

Fashion Market

Through partnership agreements with groups such as Pucci, Hermes, Jimmy Choo, the company saw the opening of these brands’ retail outlets. Other collaborations have included JHSF and Valentino to open up Valentino stores. Therefore, the CEO’s main aim is to expand the company through partnerships and innovative ideas.

Emerging Markets

Venturing into emerging markets has also helped Jose see the rise of the company. From just selling real estate, the group now provides property development services as well as administration of the said properties.

The company manages its growth through looking for development opportunities. This is Jose Auriemo’s sole responsibility. Considering the growth of JHSF, it goes to show without any doubt that it is owed to the company CEO.

Economic growth

With the improvement of the company, the growth of real estate is possible. With the growth of real estate in both South America and USA, the economy of Brazil is significantly improved. As such, we get to see that the CEO focuses on development projects not just for the company’s growth expansion, but the growth of Brazil’s economy.

With a presence in Salvador, Sao Paulo, Manaus, Punta Del Este, New York, and Miami, the companies rise has just begun with Jose Auriemo at the helm.


Here are Three Things Rocketship Education Relies on to Boost Students’ Performance

CEO Preston Smith founded Rocketship Education alongside John Danner in the Golden State one decade ago. Rocketship Education (RSED) is currently a network of eighteen public charter schools, administrated independently of metropolitan areas’ school boards, allowing its particular students to obtain the education they deserve. RSED has schools all across the United States, from Washington DC to the San Francisco Bay Area. Unlike most public schools suited in low-income, impoverished regions, RSED’s students consistently contribute high test scores, achieved through a number of unique strategies not employed by most other educators.

So, what are these strategies?

Parents must be included in regular schooling functions

Administrators, teachers, and students are the three central groups directly involved in schooling. Although parents and guardians learn lots about students’ experiences at school, along with their thoughts about teachers and peers, many schools don’t value their inputs. One of the many ways Rocketship Education’s eighteen schools sticks out among competitors is through involving parents in the interview process.

Each year, every facility that plans on hiring new instructors asks several parents to conduct group interviews with applicants. They’re first trained to carry out panel-style interviews, each applicant being reviewed by an average of six parents, then administrators solicit notes taken and the opinions parents have towards potential candidates. While parents don’t control the hiring process, their opinions are as heavily valued, if not more than, administrators’ opinions.

Staying away from stowing away special students

Far more students than most people realize have learning, social, or developmental disabilities. Rather than leaving students within their normal, everyday, generalized education classrooms other educators require students to spend a bulk of their time at school with special education teachers. While RSED employs these special education instructors at every facility, more than 80% of their days are spent in their normal classrooms, facilitating a normalized, confidence-boosting learning experience.

Teachers are subject to certain standards

An important function of teachers at Rocketship Education is to visit each child’s home at least once a year, helping detail personalized education plans. Instructors must also be pliable and receptive to criticism, as parents’, students’, and administrators’ feedback is a key aspect of what makes RSED, Rocketship Education.